floodinfo@xactus.com 844-4EZ-CERT (844-439-2378)
Flood Zone Determinations
Guaranteed Compliance | Accurate Results | Advanced Features | Affordable Price
A Guaranteed Flood Zone Determination is an analysis of the FEMA flood zones and federal flood insurance eligibility for an individual property or structure. This analysis may be required when financing a property or seeking a flood insurance policy because it will help determine if the property is required to have flood insurance and the cost of that insurance. We determine which FEMA flood zone affects your property, guarantee the results, and provide you with the federal Standard Flood Hazard Determination form, and a flood map.
Did you know there are many different Flood Zone Determination Types?
Xactus does them all.
- Quality
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A poor quality certificate can cost you thousands of dollars in insurance premium overpayment. And mistakes can cost you valuable time when you are closing a mortgage. We independently review every certificate before it is delivered to you.
- Accuracy
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The surveyors capture elevation measurements of your structure to 1/10th of a foot - the maximum allowed by FEMA. That's 1.2 inches, or 3 centimeters. And we measure flood elevations from the scientific engineering flood model that created the flood maps. We take the extra effort to go to the source and collect the most accurate information possible ensuring your Elevation Certificate reflects every benefit you are entitled to.
- Technology
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We developed software that digitally captures the complex information on each certificate. Our team can access this software from smartphones and tablets for rapid data entry and quality control. Your completed certificate is emailed to you so there is no waiting. And our systems are enabled with web services for seamless integration into corporate systems. Our focus on advanced technology delivers quality, speed, and value.
- Speed
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Completing a quality Elevation Certificate to FEMA's standards takes time, so our online ordering gets you started in minutes. Our digital quality control keeps the project on-schedule. Our extensive experience with FEMA's processes allows us to move your case forward swiftly and get results fast. And when the certificate is complete it's emailed to you - no waiting.
- Value
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We monitor every local market in the nation to bring you the best competitive online price possible. And we provide free anonymous quotes so you can compare with no obligation. There will always be a company lowering a price by a few dollars. But when corners are cut, and quality is sacrificed, what is the real cost of your certificate? Our Quality, Accuracy, Professionalism, Technology, and Speed provide the best value in the Nation.
DirectFlood
Start using our Flood Zone Determination platform today. No contracts. No commitment. All the features. From homeowners to NFIP Direct Agents and everybody in between - anybody can get a guaranteed Flood Zone Determination.
Corporate Accounts
Our corporate accounts have long-term contracts to secure enterprise-level services such as: web services integration, SLAs, lower rates, tailored processing services, customized maps and reports, dedicated account managers, special projects, and more.
Massively Different
Available on every Xactus Guaranteed Determination, our standard features are anything but.
Vertical Datum Conversion
Printed on every FEMA Standard Flood Hazard Determination with a Base Flood Elevation. It saves you time and money and it's only from Xactus.
Building-Level Accuracy
Our database has hundreds of millions of parcel and building outlines to find your property accurately, and quickly.
A Massive Guarantee
Our Guaranteed determinations are backed by $15M E&O and covers the flood zone, community, CBRA, mis-rating, and loss. See it Here
Experienced Customer Service
When you call us, you'll get somebody with a minimum of 15 years of expeience on the line.
Easy Disputes
If you disagree with our determination, submit an online dispute and we'll resolve it in 24 hours. See it Here
Accurate Maps
A Massive determination comes with an map of the FEMA floodplain pin-pointing your location and showing more data than a standard Determination.
HMDA
Every Determination has Home Mortgage Disclosure Act information from the US Census for FIPS Code, Mean Statistical Area, and Tract.
CBRA
If your property is ineligible for flood insurance because of the Coastal Barrier Resources Act - you'll see it in red on the Determination form so you won't miss this critical information.
HFIAA Newly Mapped
If your property can benefit from reduced insurance rates for the Homeowner Flood Insurance Affordability Act - we'll put in right on the form.
Massively Fast
Most Determinations are completed automatically in seconds. A few need research by our experts and are delivered in about an hour or less. This is as fast as a determination can be.