Welcome to the MassiveCert Blog

How to get a Free FEMA Elevation Certificate

Yes, you can get a free FEMA Elevation Certificate and it’s not that hard to do. An Elevation Certificate can be used over and over again – all you have to do is update the photos in the document. It’s perfectly legal and accepted practice by FEMA, but not everybody knows about it.

Here’s how to do it step-by-step.

Why did my Flood Zone Change and what do I do about it?

Your flood zone changed because FEMA updated your flood map due to natural and man-made events that occur over time. FEMA flood map updates are published 26 times a year and could cause you to pay higher or lower insurance premiums, pay insurance for the first time, or remove the insurance requirement from your property. You cannot stop a flood, but you can rebuild your life afterward when you are insured by the federal government or a private market policy that your loan servicer must accept.

MassiveCert Flood Zones for First Street Foundation

MassiveCert's 142 million FEMA flood zones were used by First Street Foundation to compare the organizations' flood risk perspective. Both models are beneficial and help move the flood risk conversation forward. But, the models are created for different purposes because the concept of a single definitive floodplain is a fallacy.

MassiveCert Press Release re: 142 million

MassiveCert aims to make every American aware of their own personal flood risk so they can make informed decisions. Through a partnership with First Street Foundation, we released FEMA flood zone date for 142 million properties nationwide. 

Risk, FEMA Flood Zones, and Insurance Premiums

This article is written to aid property owners regarding their flood risk. Floodplain Managers, flood insurance professionals, surveyors, etc. may note that this information is high-level and not every variable is covered. Even so, it is hoped this information helps those not directly involved in the industry understand the basic terms and how they relate to flood risk and flood insurance rates.

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