We are asked this all the time and rightfully so. You are told you need to buy a flood insurance policy, which is separate from your homeowner’s policy. And then you are told you need a separate elevation certificate to calculate the proper premium. Or maybe you already have flood insurance and you were told getting a proper elevation certificate could lower your rising premium. So what does the elevation certificate cost?
The national average cost for an elevation certificate is about $600 and the range is about $169 to $2,000 or more. There are a lot of reasons elevation certificate costs vary, including: occupancy type, structure type, demand, location, timing, data, and quality.