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A Letter of Map Change (LOMC) is FEMA’s official process to reclassify a flood zone designation and remove the mandatory flood insurance requirement imposed by lenders. The most common type of a LOMC is a LOMA (Letter of Map Amendment) and it generally involves a single, as-built structure (home) constructed on natural grade. Our FEMA specialists have issued over 100,000 LOMAs, so rest assured that you’re in good hands. Just provide the FEMA-approved LOMA to your lender and the mandatory flood insurance requirement is removed. In most cases, you will also receive a refund of the last year’s flood insurance premium. Best of all, there’s absolutely no risk! If we’re unable to remove you from the FEMA high-risk flood zone, we will refund your payment in full. We promise.
Heads Up! If your home was constructed on fill, based on proposed plans, or you would like part or all of your property removed from FEMA’s high-risk flood zone, give us a call at (844) 4EZ-CERT. Since these requests are a little more involved it’s best that we talk through the specifics to ensure you get exactly what you need.
Ready to get your LOMA? We just need a few pieces of information: