Create LOMA Request

A Letter of Map Change (LOMC) is FEMA’s official process to reclassify a flood zone designation and remove the mandatory flood insurance requirement imposed by lenders. The most common type of a LOMC is a LOMA (Letter of Map Amendment) and it generally involves a single, as-built structure (home) constructed on natural grade. Our FEMA specialists have issued over 100,000 LOMAs, so rest assured that you’re in good hands. Just provide the FEMA-approved LOMA to your lender and the mandatory flood insurance requirement is removed. In most cases, you will also receive a refund of the last year’s flood insurance premium. Best of all, there’s absolutely no risk! If we’re unable to remove you from the FEMA high-risk flood zone, we will refund your payment in full. We promise.

Heads Up! If your home was constructed on fill, based on proposed plans, or you would like part or all of your property removed from FEMA’s high-risk flood zone, give us a call at (844) 4EZ-CERT. Since these requests are a little more involved it’s best that we talk through the specifics to ensure you get exactly what you need.

Ready to get your LOMA? We just need a few pieces of information:

Title
First
Middle name(s)
Last
Generational
Property Address
This is the physical address of the property receiving the LOMA.
What year was your home built? *
Format: 2017
Do you have a FEMA Elevation Certificate? If so please upload it here. If not you can order one here: Order

Be sure to click upload once you’ve selected your file.

Files must be less than 40 MB.
Allowed file types: png gif jpg jpeg pdf.
Do you have a recorded Deed or Plat of your property? If so please upload it here to expedite the processing of your order.

Be sure to click upload once you’ve selected your file.

Files must be less than 40 MB.
Allowed file types: png gif jpg jpeg pdf.

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You will be prompted for payment information of $350 on the next page. Then, sit back and relax! Our team of FEMA specialists will complete all the required forms, gather the remaining application materials, and present the request to FEMA. FEMA has sixty (60) days to provide a response but most applications are completed must sooner. Some applications qualify for an expedited review and can be completed within a day or two. As soon as FEMA’s review is finalized, we’ll email you the LOMA document that you can provide to your lender or insurance agent. It’s that easy. If for some reason FEMA doesn’t approve the LOMA we’ll immediately issue a refund to your credit card.