DirectFlood

Guaranteed Flood Zone Determinations for Everyone.

No contracts. No commitments. Super affordable.

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NFIP Direct & WYO
Our determinations are 100% compatible with the National Flood Insurance Program and fully support both NFIP Direct and Write-Your-Own Flood Insurance Agents. DirectFlood will provide you with the best tools at the lowest price to quote quickly and confidently. When you call or email our support team, you will get knowledgeable staff to help you with any flood issue. We are your full-support team.
Lenders
Whether you're processing a first position loan or a second refinance, DirectFlood helps you maintain compliance with federal regulations while mitigating your flood risk. We guarantee our Flood Zone Determinations meet all federal regulation requirements and we provide a Standard Flood Hazard Determination Form. Prefer a Life of Loan? We do that too. Check out our Corporate Account services.
Real Estate
It's too big of an investment not to fully protect. Whether you are the listing or buying agent - know for sure what the flood risk is for your clients. Property managers and investors alike should remain aware of FEMA's frequent map changes so investments are protected. DirectFlood is the perfect way to remain aware of the changing exposure of your property portfolio.
Homeowners
Floods are the #1 US natural disaster, causing more damage than any other. The storms seem to be getting worse and your flood losses are not covered by most homeowner insurance policies. So if you don't know your flood risk, or are wondering if anything has changed since you last checked, now is the perfect time to find out. DirectFlood puts the knowledge in your hands to protect.

The Massive Advantage

DirectFlood includes all of the Standard Massive Features.
Here's how we give you a Massive Advantage.

Account Management

Unlimited access to every Determination you order. Download them as often as you wish - we'll keep them safe for you.

The lowest price for direct-to-consumer Determinations. Progressive discounts mean Determinations get cheaper for more active users. And credits never expire while your account is active.

Super Fast

Ninety percent are completed instantly. If we need more time to research your property and the FEMA records, we let you know right away. Our research is always completed within 4 business hours, but usually less than 1 hour. And we email you the researched Determination so you don't have to spend time checking in with us.

Easy Reviews

Recheck. Dispute. Technical Review.

It goes by different names, and they all mean you want us to take another look at the Determination or you've got more information to give us. We're happy to do it and we make it Massively Easy in about three clicks with a 24 hour turn-around.

The MassiveRisk Report

Support FEMA Risk Rating 2.0, Private Flood Insurance, and Risk Awareness.
DirectFlood includes a unique collection of comprehensive flood risk data.
It's included with every DirectFlood determination.

Distance to Coasts & Rivers

Previous & Future Flood Zones

Next Nearest Flood Zone

Base Flood Elevation

Vertical Datum Conversion

Flood Insurance Discounts

Ground Elevation

Free Elevation Certificate Availability

Historical Flood Losses

Insurance Eligibility

Massively Affordable

Our pre-paid credit plans with progressive discounts let you control your costs and get what you need fast.
A Basic Determination is 8 credits. A Grandfather Determination is 16 credits.
Credits never expire while your account is active.

200 Credits

$179

10% Discount!

Less than $7.25 Basic Guaranteed Determinations

25 Basic Guaranteed Determinations

500 Credits

$399

20% Discount!

Less than $6.50 Basic Guaranteed Determinations

Over 60 Basic Guaranteed Determinations

1500 Credits

$749

50% Discount!

Only 3.99 for Basic Guaranteed Determinations!

Over 180 Basic Guaranteed Determinations

8 Credits

$8

Want to Try it out?

Then this is your plan

Get 1 Basic Guaranteed Determination

16 Credits

$16

Need a couple?

2 Basic Guaranteed Determinations, or

1 Grandfather Determination

48 Credits

$48

Need a few?

6 Basic Guaranteed Determinations, or

3 Grandfather Determinations